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Application
Filling out an application does not obligate you but will help me to understand your situation to find the best home loan program, mortgage interest rate, and payment comfortable for you.
PRE-APPROVED FOR A LOAN
Real estate agents will require a pre-approval letter before they show you homes. Sellers require a pre-approval letter with the offer. You do not want any delays when making an offer.
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Gives you confidence in making an offer
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Know the down payment amount
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Know the monthly payment
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The amount of property taxes annually and monthly
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The homeowner's insurance amount annually and monthly
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Know if you need the seller to pay some of your closing costs. This needs to be in your purchase contract.
Request a home loan, or Refinance
With one phone call I will be able to compare the rates of over 61 lenders at one time with your exact loan scenario! (559) 824-2300. Licensed with the Department of Real Esate, and received a Bachelor of Arts degree in Business.
FHA LOAN LIMITS FOR FRESNO AND MADERA COUNTY Fresno's new loan limit is $381,250. Madera County is $425,000. To see what the new loan limit is in your county click on the link below: https://entp.hud.gov/idapp/html/hicostlook.cfm
REVERSE MORTGAGE Receive monthly income or a lump sum or both if you and your spouse are at least 62 years of age and your home is paid off or has a low balance. Call to set up an appointment now to decide if this is right for you (559) 824-2300.
Click on the following link for Reverse Mortgage Handout:
ReverseMortgageHandout.doc
Great Organization to Donate to:
Click on the live video feed http://www.can-do.org/virtualvolunteer/haiti/. Can-Do is an organization that is able to go into any disaster and give what is needed to the people that need it.
http://padmakarausa.org/ Another organization that does good work and has a feeding program.
Great place to get great deals on plumbing supplies Plumber Surplus I purchased three Price Pfister faucets and saved $300.
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